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Benefits
of Regular Investing |
| Benefits
of Regular Investing Dollar-Cost Averaging
Westcore Automatic Investment Plan
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 The saying "a little bit can
go a long way" is particularly pertinent to the benefits of regular investing. If you
were to put away just a few dollars a month, over time, that would work
toward building a
solid nest egg for you. We’ll show you an example of how regular investing can help you reach your investment goals. |
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Benefits
of Regular Investing* |
| The idea behind regular investing is that you invest the
same amount at regular intervals. No matter how small the amount, each time you invest,
you are building your account balance. Those few dollars that tend to get squandered away
each month can be put away to compound and grow over time into a solid nest egg. The
benefits of regular investing has been proven through dollar-cost averaging systematic
investing.
Example:
Imagine you open an account with $1,000 and contribute $100 a month to
an investment account. Our example assumes you earn an 8% annual
return and does not account for taxes.
This graph illustrates
how regular investments affect asset growth. The investment represents
an initial investment of $1,000 and $100 contribution each month to an
account, with a hypothetical 8% annual return. The example is
hypothetical. Performance shown in chart does not represent the
performance of any specific investment. Westcore believes the assumed
8% annual return to be a reasonable growth rate, but no assurance can
be given that this rate will be achieved. You may make more or less
than the accumulation shown, depending upon the investment fund you
select and actual profits.
*There can be no assurance that
dollar-cost averaging with the Westcore Automatic Investment Plan will
ensure a profit or protect from a loss.
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Dollar-Cost
Averaging |
| Dollar-cost averaging is a systematic approach to
long-term investing. The basic concept involves investing the same amount of money in the
same investment at regular intervals. When the amount you invest is always the same, you
end up buying more shares when the price of shares is low and fewer when the price is
high. Over time, this systematic investment approach has the potential to reduce your
average cost per share. The following table is an example of dollar-cost averaging:
Month |
Amount Invested |
Price per Share |
# Share(s) Purchased |
1 |
$100 |
$10 |
10 |
2 |
$100 |
$8 |
12.5 |
3 |
$100 |
$5 |
20 |
4 |
$100 |
$10 |
10 |
5 |
$100 |
$16 |
6.25 |
6 |
$100 |
$10 |
10 |
Total Amount Invested |
$600 |
Number of Share(s) Purchased |
68.75 |
Average Price per Share
($600 / 68.75 shares) |
$8.72 |
Current Share Price |
$10 |
Special Note: With dollar-cost averaging, investors must be
prepared to invest the same amount at regular intervals, even during downturns in the
market and economy.
*There can be no assurance that dollar-cost
averaging will ensure a profit or protect from a loss. |
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Westcore
Automatic Investment Plan |
| The Westcore Automatic Investment Plan is an excellent way
to establish a regular investment program. For as little as $1,000
invested and $100 a month, you can start
your regular investments into a Westcore account. The Automatic Investment Plan lets you
invest directly from your bank checking or savings account. Learn about how to get started for just
$100 a month. This information should not be construed as
investment advice. Investors must consider their own situation before making an investment
decision.
An investor should consider
investment objectives, risks, charges and expenses of
the Fund(s) carefully before investing. Click here for
a prospectus,
which contains this and other important information.
Please read the prospectus carefully before investing.
Westcore Funds are
distributed by ALPS Distributors, Inc. |
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